What to do next
The transcript date is an IRS account event. Check the official tracker and bank for delivery and posting; offsets or later corrections can affect what you receive.
Read the full account context
Use the whole message or transcript and any IRS notice. A single phrase or code cannot establish every account issue. An ordinary chart gives a planning example; the official tracker provides personalized refund information.
Questions you might have
Does code 846 guarantee a deposit date?
No. The code describes an account event, not a bank posting guarantee. Use the full transcript and the official refund tracker.
What if I also see another code?
Read the entries together, including their dates, amounts and any notice. One code cannot describe the whole account.
Should I upload my transcript here?
No. This site never accepts transcripts or Social Security numbers. Keep your account information private.
Where is the official definition?
IRS Document 6209 contains transaction-code definitions. The Internal Revenue Manual adds operational context for holds and releases.
Source for this guide
Retrieved 2026-09-30. Planning choices are explained separately.