What a source supports
A source explains a specific rule or fact, such as typical e-file processing, the PATH hold or a transcript entry. It does not validate every model assumption. The methodology labels values chosen only for an illustration.
Review dates and season changes
Sources were checked September 30, 2026. Current agency pages can change their season-specific content, so historical snapshots and citations are kept in the repository research folder. The historical 2025 bank guidance comes from the archived January 27, 2025 season-opening announcement.
State guidance
Each state guide has its own official source and explains whether its timing concerns processing, status entry, contact thresholds or bank posting. State agency links appear in the directory below.
Federal evidence
- IRS refund guidance and official tracker
- 2025 filing-season announcement
- 2026 filing-season announcement
- EITC / ACTC refund timing
- IRS Document 6209: transaction codes
- Internal Revenue Manual: freeze codes
- Amended-return status and timing
- IRS reduced-refund guidance
- Treasury Offset Program contact information
- OPM observed federal holidays
State agencies
- Alabama source Checked 2026-09-30
- Alaska source Checked 2026-09-30
- Arizona source Checked 2026-09-30
- Arkansas source Checked 2026-09-30
- California source Checked 2026-09-30
- Colorado source Checked 2026-09-30
- Connecticut source Checked 2026-09-30
- Delaware source Checked 2026-09-30
- District of Columbia source Checked 2026-09-30
- Florida source Checked 2026-09-30
- Georgia source Checked 2026-09-30
- Hawaii source Checked 2026-09-30
- Idaho source Checked 2026-09-30
- Illinois source Checked 2026-09-30
- Indiana source Checked 2026-09-30
- Iowa source Checked 2026-09-30
- Kansas source Checked 2026-09-30
- Kentucky source Checked 2026-09-30
- Louisiana source Checked 2026-09-30
- Maine source Checked 2026-09-30
- Maryland source Checked 2026-09-30
- Massachusetts source Checked 2026-09-30
- Michigan source Checked 2026-09-30
- Minnesota source Checked 2026-09-30
- Mississippi source Checked 2026-09-30
- Missouri source Checked 2026-09-30
- Montana source Checked 2026-09-30
- Nebraska source Checked 2026-09-30
- Nevada source Checked 2026-09-30
- New Hampshire source Checked 2026-09-30
- New Jersey source Checked 2026-09-30
- New Mexico source Checked 2026-09-30
- New York source Checked 2026-09-30
- North Carolina source Checked 2026-09-30
- North Dakota source Checked 2026-09-30
- Ohio source Checked 2026-09-30
- Oklahoma source Checked 2026-09-30
- Oregon source Checked 2026-09-30
- Pennsylvania source Checked 2026-09-30
- Rhode Island source Checked 2026-09-30
- South Carolina source Checked 2026-09-30
- South Dakota source Checked 2026-09-30
- Tennessee source Checked 2026-09-30
- Texas source Checked 2026-09-30
- Utah source Checked 2026-09-30
- Vermont source Checked 2026-09-30
- Virginia source Checked 2026-09-30
- Washington source Checked 2026-09-30
- West Virginia source Checked 2026-09-30
- Wisconsin source Checked 2026-09-30
- Wyoming source Checked 2026-09-30
Questions you might have
Are these official payment dates?
No. My Refund Date is independent. The IRS tracker provides personalized status and dates; our charts and estimator provide planning examples.
Can a refund take longer than an estimate?
Yes. Reviews, missing information, offsets and identity checks can extend processing beyond an ordinary example.
Do I enter personal tax details here?
No. We never ask for a Social Security number, refund amount, filing status or tax transcript.
How often is official refund status updated?
The IRS normally updates its refund tracker once a day, overnight.
Source for this guide
Retrieved 2026-09-30. Planning choices are explained separately.