What to do next
The entry does not identify all eligibility issues or establish when money will be deposited.
Read the full account context
Use the whole message or transcript and any IRS notice. A single phrase or code cannot establish every account issue. An ordinary chart gives a planning example; the official tracker provides personalized refund information.
Questions you might have
Does code 766 guarantee a deposit date?
No. The code describes an account event, not a bank posting guarantee. Use the full transcript and the official refund tracker.
What if I also see another code?
Read the entries together, including their dates, amounts and any notice. One code cannot describe the whole account.
Should I upload my transcript here?
No. This site never accepts transcripts or Social Security numbers. Keep your account information private.
Where is the official definition?
IRS Document 6209 contains transaction-code definitions. The Internal Revenue Manual adds operational context for holds and releases.
Source for this guide
Retrieved 2026-09-30. Planning choices are explained separately.